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Certovia Limited

Terms and Conditions

Effective Date: April 4, 2026

1. INTRODUCTION

These Terms and Conditions (“Terms”) govern your access to and use of the website and services provided by Certovia Limited (“Company”, “we”, “us”, or “our”).

By accessing our website or engaging our services, you agree to be bound by these Terms.

2. SERVICES

Certovia Limited provides:

  • Business and company registration via the Corporate Affairs Commission
  • SCUML registration support
  • Legal and compliance advisory services
  • Contract drafting and legal documentation
  • Data protection and regulatory compliance services

All services are provided subject to separate engagement terms where applicable.

3. NO LEGAL RELATIONSHIP UNTIL ENGAGEMENT

Accessing this website or communicating with Certovia Limited does not create a client relationship.

A formal relationship is only established upon:

  • Execution of a written agreement; and/or
  • Payment for services

4. USER OBLIGATIONS

You agree to:

  • Provide accurate and complete information
  • Use our services only for lawful purposes
  • Not engage in fraudulent or misleading activities

5. FEES AND PAYMENT

  • All fees are agreed prior to service delivery
  • Payments are non-refundable except otherwise stated in writing
  • Certovia reserves the right to suspend services for non-payment

6. CONFIDENTIALITY

All client information will be treated as confidential, subject to:

  • Legal obligations
  • Regulatory disclosures
  • Client consent

7. LIMITATION OF LIABILITY

Certovia Limited shall not be liable for:

  • Indirect or consequential losses
  • Regulatory actions resulting from client non-compliance
  • Delays caused by third parties or government agencies

8. INTELLECTUAL PROPERTY

All content, documents, and materials provided by Certovia Limited remain the intellectual property of the Company unless otherwise agreed.

9. TERMINATION

We reserve the right to terminate services where:

  • There is a breach of these Terms
  • There is non-payment
  • Engagement becomes unlawful or unethical

10. GOVERNING LAW

These Terms are governed by the laws of the Federal Republic of Nigeria.

11. CONTACT